As an independent insurance agency, UPIC specializes in Investment property insurance solutions. We proudly serve the entire state of Ohio—from Hamilton, Butler, and Warren counties in the south, through central Ohio, and up to Cuyahoga County in the north—along with Kentucky, Indiana, Tennessee, Florida, and additional states. We have an array of options for investors whether you own 1 property or 100.
UPIC works with top carriers to deliver tailored packages that can include:
- Building Cover: Protects the physical structure, including walls, roof, floors, and fixtures, against risks like fire, storm, flood, burst pipes, vandalism, and tenant damage.
- Contents Insurance: Relevant if the property is furnished or semi-furnished, covering items such as carpets, curtains, appliances, and furniture.
- Liability Insurance: Covers legal costs if someone is injured on the property, such as a tenant or visitor, with typical coverage ranging from $10 million to $20 million.
- Loss of Rent Cover: Compensates for rental income lost if the property becomes uninhabitable due to an insured event, such as fire or storm damage.
- Legal Expenses: Some policies cover costs associated with tenant disputes, eviction proceedings, or property damage claims.
